2/12/2024 0 Comments Nova stock dividend![]() That said, the company has been able to achieve higher lending spreads in the meantime, with net interest income rising 7% during the year. For instance, with rising interest rates compressing the valuation of its assets under management and reducing inflows, non-interest income declined by around 7% to C$13.3 billion in FY2022. The ongoing macroeconomic environment is presently negatively impacting some of the company’s segments but benefits others. Scotiabank has gradually grown its revenues and earnings-per-share over the years as it expands its domestic and international lending operations, as well as its total assets under management. Nevertheless, the bank’s overall performance for the year remained rather robust, with FY2022 revenues rising by 2% to C$31.8 billion and earnings-per-share climbing 8% to C$8.50 (US$6.26). Further, the Global Wealth Management segment reported a 4% decline in revenues due to lower mutual fund fees as a result of market volatility and lower asset values. Specifically, in its most recent Q4 results, The Canadian Banking business saw adjusted net income decline by 5% to C$1.2 billion due to higher provisions for credit losses. The company is now facing headwinds, mainly in its Canadian Banking and Wealth Management segments, as a result of a tough macroeconomic landscape. ![]() Scotiabank operates through its four core business segments – Canadian Banking, International Banking, Global Wealth Management, and Global Banking & Markets.Įmploying 90,000 people and managing assets of over $1.3 trillion, Scotiabank is cross-listed on the Toronto Stock Exchange (TSX: BNS) and the New York Stock Exchange (NYSE: BNS). The Bank of Nova Scotia (also known as Scotiabank) is the fourth-largest financial institution in Canada, behind the Royal Bank of Canada (RY), the Toronto-Dominion Bank (TD), and the Bank of Montreal (BMO). This article will analyze the Bank of Nova Scotia (BNS). ![]() You can download your free full list of all securities with 5%+ yields (along with important financial metrics such as dividend yield and payout ratio) by clicking on the link below:Ĭlick here to instantly download your free high dividend stocks spreadsheet now, along with important investing metrics. The Bank of Nova Scotia is one of the high-yield stocks in our database.īNS is part of our ‘High Dividend 50’ series, where we cover the 50 highest yielding stocks in the Sure Analysis Research Database. ![]() With the stock’s yield significantly higher than its historical average and its valuation implying a notable discount, it may be an ideal time for income-oriented to consider the Bank of Nova Scotia for their portfolios. Since then, no cuts have occurred despite the bank operating through multiple recessions and unfavorable trading environments.Īccoridngly, the Bank of Nova Scotia has earned a strong reputation amongst income-oriented investors.Īs payouts have continued to grow during the current highly uncertain landscape against a declining share price, the stock now yields a hefty 6.2%. The last time The Bank of Nova Scotia (BNS) cut its dividend was back in 1942, in the midst of World War 2. Published on January 8th, 2023 by Nikolaos Sismanis
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2/12/2024 0 Comments Snake head shapesThe analysis of morphological data using complementary geometric morphometric approaches has the potential to shed light on these issues 28. Similarly, investigations of the evolution of discrete ossification sequences in skull development could not discern between different ancestral ecological scenarios 27. Recently, modern phylogenetic comparative methods have been developed to estimate the ecological state of snake ancestors 23, but with a limited taxon sampling that hampered the phylogenetic signal. In addition, ancestral ecologies have been typically hypothesized based on sister clades of snakes only, without formal ancestral character state estimates 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 25, 26. Central to this debate are the paucity of intact well-preserved snake fossils 16, 17, 18, 19, the difficulty of deciphering squamate phylogenetics 20, 21, 22, 23, 24, sampling variability and incompleteness 8, 9, 10, 11, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, and incompatible morphological character coding when convergence is expected 9, 10, 12, 13, 14, 15, 16, 17, 18, 19, 20, 26. Therefore, in this study, we performed a large-scale and integrative geometric morphometric analysis of skull bones across squamates to help clarify the ecological and evolutionary origins of snakes.Ĭonflicting ecological hypotheses for early snakes, including aquatic 9, 10, 11, terrestrial 12, 13, 14, fossorial 15, 16, 17, 18, or even multiple habitats 19, have been proposed based on cladistic analysis of discrete traits. The interplay between development and natural selection in driving morphological skull disparities associated with the lizard-to-snake transition remains poorly understood. However, studies assessing the early ecological and evolutionary origins of snakes have so far largely focused on discrete morphological differences, and the adaptive role of skull shape development in the origin and diversification of snakes remains to be tested at large scale. In addition, the evolution and development of the limb and axial skeleton have been recently assessed in snakes, suggesting a correlation between limb loss and body elongation 3, 4, 5, 6, 7, 8. ![]() Similar content being viewed by othersĪ century of anatomical and phylogenetic studies have established that snakes evolved from lizards 1, 2, these two groups forming together one of the most-specious clades of terrestrial vertebrates-the squamate reptiles. ![]() These results highlight the importance of the interplay between natural selection and developmental processes in snake origin and diversification, leading first to invasion of a new habitat and then to subsequent ecological radiations. Our comprehensive heterochrony analyses further indicate that snakes later evolved novel craniofacial specializations through global acceleration of skull development. Our large-scale data reveal that whereas the most recent common ancestor of crown snakes had a small skull with a shape undeniably adapted for fossoriality, all snakes plus their sister group derive from a surface-terrestrial form with non-fossorial behavior, thus redirecting the debate toward an underexplored evolutionary scenario. ![]() Here we use a geometric morphometric approach integrating ecological, phylogenetic, paleontological, and developmental data for building models of skull shape and size evolution and developmental rate changes in squamates. The ecological origin of snakes remains amongst the most controversial topics in evolution, with three competing hypotheses: fossorial marine or terrestrial. 2/12/2024 0 Comments Light blue formal dresses long![]() Modern and timeless, you will make a lasting impression in one of these beautiful light blue prom dresses. Are you going classic? Try on a prom light blue dress. 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Without going into too much detail about the Circle of Security (which you will learn if you partake in the full workshop) let’s just say that the important thing to remember is that it’s a system that describes the relationship between caregivers and their children. Thus we play an essential role in our children’s lives. Our children depend on us to meet a fundamental need, the need to be in relationship with caring adults. The more secure your child is, the more she or he will be able to enjoy you, have higher self esteem and the confidence to turn to you in times of trouble both now and in the future. Our job as parents is to give our children a sense of security. Parenting is a hard job and it can sometimes feel like an emotional rollercoaster, especially because children don’t come with an instruction manual! You might sometimes want to ask your children “what do you want from me?” But in actual fact our children ARE the instruction manual. The first thing you need to know about the Circle of Security Parenting Program is that it is a relationship-based parenting approach. Babies naturally seek security and caregivers want to provide security. ![]() This need for secure relationships is built in to our most important interactions throughout every hour of every day. This program is based upon five decades of research about how security is supported and not supported. The Circle of Security Parenting Program was developed by Kent Hoffman, Glen Cooper, and Bert Powell. I’m going to run you through the basic concepts and then there will be quite a bit of time for us to process these new concepts and discuss how they can be used to understand tantrums and your children’s behaviour. We will then use these concepts to understand tantrums and other difficult behaviour and a new way of dealing with problem behaviour will be proposed. We’re going to learn very briefly some of the main concepts that are taught in the workshop without going into too much detail. So just to give you an overview of the talk today, I’m going to start by introducing the Circle of Security. I do plan to run the full Circle of Security workshops this year so if you like what you hear today then please come and find me at the end of the session and I will take down your details so as to get hold of you with information about upcoming workshops and talks. I moved to Berlin in July 2014 and have been working as a private pay clinical psychologist. Today I’m going to highlight some of the ideas I teach during the Circle of Security workshops that I am trained to provide. I am a licensed Babies in Mind Practitioner and I am a certified Circle of Security Parenting Facilitator. After graduating, however, I selected to participate in two separate training workshops to improve my skills with regards to parent education paying particular attention to the role of facilitating bonding between parents and infants/toddlers. In South Africa we get a general training and are not required to specialise. I am a qualified clinical psychologist from South Africa. Today I am going to be talking to you about the wonderful world of toddlers and tantrums but before I begin, let me tell you a little bit about myself and how I’ve come to be interested in working with parents of infants. The following information comes directly from the Circle of Security (COS) intervention, which I am licensed to teach so please be careful not to distribute any of this information without giving credit to the creators of COS. We had a fairly large group of parents and it was a really great experience to finally get a chance to share my skills with the parenting community in Berlin.īut I know that some of you, especially those not in Berlin, might be feeling a little left out and would also like to hear about how to deal with tantruming toddlers so I thought I would share the talk with you and you are welcome to share it with other parents who you think could benefit. Well, it was on Friday and I think it went really well. So, remember last week I told you I was going to do a talk. 2/11/2024 0 Comments Install wordpress mac xamppYou can follow this guide by copy & pasting commands in a terminal to set up WordPress on a fresh Ubuntu Server 16.04 installation with nginx, PHP7, MySQL plus free SSL from LetsEncrypt. Unattended installation of WordPress on Ubuntu Server Unattended/automated installation of WordPress on Ubuntu Server 16.04 LTS Available as ISO, various virtual machine images, or launch in the cloud. It bundles a collection of popular WordPress plugins and features a small footprint, automatic security updates, SSL support and a Web administration interface.
2/11/2024 0 Comments Google keynote live stream![]() The Pixel 7a's camera is one of its standout features, offering great performance in all situations. The device has a quality build, IP67 protection, and stereo speakers. It has four colour options: Charcoal, Sea, Snow, and Coral, with the latter being exclusive to the Google Store. The Pixel 7a is priced at $499 in the US and £449 in the UK and is available immediately for purchase. The phone runs on Android 13 and will receive four years of software updates. It features a 6.1-inch OLED display, dual rear cameras, 8GB of RAM, and the same Tensor G2 hardware as the Pixel 7 Pro. The device is the successor to the popular Pixel 6a and offers flagship specs at a more affordable price point. Google announced the Pixel 7a at Google I/O 2023. The tech company has a tendency to include small announcements in between the larger ones during the presentation.Read: Google Pixel 7a vs Samsung Galaxy A54 It's possible there could be more surprises in store for us at this year's I/O as well. Additionally on the software side of things, we will likely hear more about Bard, Google's ChatGPT rival. ![]() You can already download the beta and try it out for yourself on a Pixel device. First and foremost, we will probably be hearing additional details about Android 14 and it's features. Outside of the main tech products, there are a few other potential things that could be mentioned. So if this year is anything like last year, it's highly likely we'll be getting a similar announcement for the Pixel 7a.Īdditionally, we will likely see some sort of preview for the upcoming Pixel 8 series like we did last year. Pixel 7a and a Pixel 8 Series Perviewĭuring last year's I/O Google announced the budget phone in its Pixel 6 series, the Pixel 6a. It's worth noting that this information could be innaccurate, but because it was spotted on Amazon it seems highly likely that details will be revealed during the keynote. That is until a potential leak was discovered on Amazon Japan that revealed the Pixel Tablet price and release date.Īccording the leak the tablet will feature a 10.95 inch LCD display with 2560x1600 resolution, which will be powered by Google's Tensor G2, with 8GB of RAM and either 128GB or 256GB of storage depending on the model. The Pixel Tablet was announced at Google I/0 2022 and we pretty much hadn't heard anything about it since. ![]() We can guess that it will likely not be a very budget-friendly phone if it is priced similarly to other foldables on the market. Google didn't reveal a release date, specs, or a price for the phone, so we will likely be getting more information during the keynote. ✨May The Fold Be With You✨ #GoogleIO #PixelFold May 10 /K8Gk21nmo8- Made by Google May 4, 2023 Google recently made an announcement on May 4 that gave us a glimpse at their first foldable phone. One thing we know for sure we'll be seeing at Google I/O this year is the long-rumored Pixel Fold. Mainly, we are expecting details on the Google Pixel Fold and the Google Pixel Tablet. These are the tech products that have either already been announced by Google or leaked by various sources. What to Expect From Google I/O in 2023Īlthough there are sure to be some surprises this year, the biggest announcements you can expect we mostly already know about. If you miss the main keynote or any of the other presentations live, you can access all of the i/O content on demand from the Google I/O portal after they air. You can stream the presentation live from the Google website or from the company's YouTube channel. If you're hoping to watch the Google I/O keynote live this year, the options are fairly simple. How to Watch Google I/O 2023 Livestream Online Although there will be a limited live audience, you can still tune in online to see the presentation. The event will be taking place at the Shoreline Amphitheater in Mountain View California. ![]() The Google I/O 2023 keynote will begin today at 10 a.m. If you're wondering how you can watch the Google I/O keynote live today, take a look at the dates and details below. 2/11/2024 0 Comments Adblocker ultimate safe![]() You can even whitelist specific sites and pause ad blocking. Today, ad blockers work on various devices, including desktops, laptops, tablets, and smartphones - most ad blockers are available as an app and browser extension. Over the years, ad blockers have become more sophisticated. While tailored ads have their perks, tracking users raises fundamental questions about privacy in the age of big data.Īd blockers may seem like a recent invention, but they have been around since the early days of online ads in the 90s. Not just because they distract from your browsing experience, some companies use tracking methods, like third-party cookies, to monitor your online behavior and deliver personalized ads. It’s also relatively affordable.īut being bombarded with ads can quickly become annoying. Advertising online allows companies to reach more people and easily measure the effectiveness of their ad campaigns. The online advertising industry is massive - valued at about $360 billion in 2020. ![]() What is an Ad Blocker?Īn ad blocker is a program that blocks advertisements online. Keep reading to learn about the importance of ad blockers and see our take on the best ad blockers available today. And there’s the ever-present threat of adware and third-party trackers that could compromise your privacy.Īre you looking for an effective way to block all those annoying ads? Consider getting an ad blocker. You can’t ignore pop-ups and banner ads on websites by walking the dog. Of course, since then, adverts have evolved, and advertisers have come up with new, crafty ways to reach consumers. In the years before the Internet became popular, the commercial break on TV was the perfect moment to take a quick trip to the bathroom, get some snacks, or take the dog for a short walk. We all try to avoid advertisements whenever we can. NordVPN is our top-rated VPN, and it comes with a built-in ad and tracker blocker. We recommend using a VPN to complement the protection afforded by an ad blocker and to ensure your private data stays private. And no matter how good an ad blocker is, it won’t hide your IP address from prying eyes. However, an ad blocker isn’t enough to protect your privacy. uMatrix: Best ad blocker for advanced users.NoScript: Blocks JavaScript and other potentially harmful scripts.uBlock Origin: Wide-spectrum content blocker.Privacy Badger: Best tool to block invisible trackers.Ghostery: AI-powered ad and tracker blocker. ![]() AdBlock Plus: Effective, but lets some ads through.Total Adblock: Best paid browser extension.AdBlocker Ultimate: Best overall ad blocker.Here is a quick rundown of some of the best ad blockers available today. They detract from your online experience and, in the quest to show you personalized ads, advertisers often violate your privacy.Īd blockers create a much-needed barrier to keep ads and trackers away. Whether they’re banners, videos, or pop-up ads. 2/11/2024 0 Comments Sarcastic idioms and phrases![]() Meaning: To suddenly become extremely angryĮxample: My parents are going to go mental if they find out we had a party here!Įxample: The noise caused all the neighbors to go nuts. Meaning: To be or become wild, restless, irrational, or crazy to act in such a wayĮxample: The drivers in this country seem to go completely bonkers if there’s even a little bit of snow on the ground. Meaning: Express wild excitement or angerĮxample: July will go ape if she ever hears about it.Įxample: My parents went totally ballistic when they found out I’d wrecked the car!Įxample: I’ll end up going bananas if I have to work in this cubicle for one more day!Įxample: She went berserk and strangled her cat. Meaning: to experience something similar to what one has done to othersĮxample: After years of being rude to her coworkers, she finally got a taste of her own medicine when they all ignored her. Meaning: A wildly irrational reaction or spell of behaviorĮxample: Mom will freak out when she found out we broke her vase! Meaning: Lose one’s temper suddenly and unexpectedlyĮxample: I know you’re upset, but there’s no point flying off the handle like that. ![]() Meaning: to feel uncomfortable or out of place in a new situationĮxample: I’m used to small towns, so being in the city is making me feel like a fish out of water. Meaning: to accept the consequences of one’s actionsĮxample: I know I messed up, but I’m willing to face the music and make things right. Meaning: to reveal a shocking or surprising newsĮxample: She dropped a bombshell when she announced that she was quitting her job. Meaning: Being too curious or nosy can lead to trouble.Įxample: Don’t open that package – you don’t know what’s inside and you know what they say about curiosity killing the cat.Įxample: Her constant humming is really driving me up the wall. Meaning: to get to the point or main ideaĮxample: Can we cut to the chase and talk about what we need to do to solve this problem? Meaning: to dwell on a past mistake or regretĮxample: There’s no point crying over spilled milk, let’s just figure out how to fix it. Meaning: to have a casual conversation with someoneĮxample: Let’s grab a coffee and chew the fat for a while. Meaning: used when someone is unusually quiet or speechlessĮxample: Why aren’t you saying anything? Cat got your tongue? Meaning: Pursuing a mistaken or misguided course of action, or directing your efforts at the wrong person or thing.Įxample: If you’re looking for information about the company’s financial statements, you’re barking up the wrong tree – I work in HR. Meaning: to endure a painful or difficult situationĮxample: I didn’t want to go to the dentist, but I knew I had to bite the bullet and make the appointment.Įxample: Break a leg on your big presentation tomorrow!Įxample: I think he’ll blow his top when you give him the news.Įxample: When I saw the look on Sarah’s face, I just know she’d blow up. ![]() A penny for your thoughts – what’s on your mind? Meaning: A request to know what someone is thinking.Įxample: You seem deep in thought. Learn these phrases and idioms for crazy to help your English sound naturally. Crazy Idioms and Phrases! Useful idioms for going crazy in English with meaning and examples. 2/11/2024 0 Comments Intel spectre meltdown cpu listAs of last week, the company has released production microcode updates for all of their products released in the last 5 years. Moving on, for Intel’s current processors the company has updated their guidance for releasing the mitigation microcode updates. Which is to say that it can still be used for plenty of naughtiness with user data in other user-level applications, but can’t reach into more secure processes. The one silver lining here is that Spectre v1 can only be used against same-level processes and not admin-level processes. ![]() And indeed, it seems like the industry as a whole is still trying to fully understand the matter. Which has been why the initial research on the vulnerability class noted that researchers weren’t sure they completely understood the full depth of the issue at the time. The catch is that the more worrying risk with Spectre has always been the v1 variant, as the attack works against rather fundamental principles of speculative out-of-order execution. The best mitigations for Spectre v1 will remain developer-focused software techniques that avoid putting sensitive data at risk. And admittedly, I haven’t been expecting Intel (or anyone else) to figure that one out in 2018. Unfortunately these hardware changes won’t mitigate Spectre variant 1. Spectre variant 2 (branch target injection) ![]() Intel's Meltdown & Spectre Hardware Mitigations Plans (2018) In both cases the company has mitigated the vulnerabilities through a new partitioning system that improves both process and privilege-level separation, going with a “protective walls” analogy. In the interim we have reached out to Intel about how consumers will be able to identify post-mitigation chips, and while we’re still waiting on a more complete response, Intel has told us that they want to be transparent about the matter.Īs for the hardware changes themselves, it’s important to note that Intel’s changes only mitigate Meltdown (what Intel calls “variant 3”) and Spectre variant 2. So there is a lot of uncertainty here over just what this will entail. Cannon Lake?), or for that matter whether these are even going to be traditional consumer chips or just the Core HEDT releases of Cascade Lake. While Intel hasn’t shared the complete text of their announcement with us ahead of press time, their specific wording is that the changes will be included in 8 th gen Core processors “expected to ship in the second half of 2018.” Intel hasn’t said what processor family these are (e.g. Meanwhile for updating Intel’s consumer chips, this is a bit more nebulous. Given that virtual machine hosts were among those at the greatest risk here – and more impacted by the performance regressions of the software Meltdown mitigations – this is understandably most crucial market for Intel to address. Little official information is available about Cascade Lake, but importantly for datacenter vendors, this lays out a clear timetable for when they can expect to have access to Meltdown and Spectre-hardened silicon for use in new virtual machine servers. Both the next version of Intel’s Xeon server/HEDT platform – Cascade Lake – as well as new 8 th gen Core processors set to ship in the second half of this year will include the mitigations.įor those not up to date with their Intel codenames, Cascade Lake is the 14nm refresh of Intel’s current Skylake-E/X family. Intel is announcing that they have developed hardware fixes for both the Meltdown and Spectre v2 vulnerabilities, which in turn will be implemented into future processors. Jumping straight to what AnandTech readers will consider the biggest news, Intel is finally talking a bit about future hardware. However in recent weeks the company finally seems to be turning a corner on their most pressing issues, and this morning is releasing a more forward-looking update to their security issues. ![]() Since then the company has been making progress, albeit not without some significant steps backwards such as faulty microcode updates. Since the public revelation of the Meltdown and Spectre CPU vulnerabilities early this year, Intel has spent virtually the entire time in a reactionary mode, starting from the moment the vulnerabilities were revealed ahead of schedule. 2/11/2024 0 Comments CleanShot X instal![]() Here's how you can access and use it for screen recording: The Snipping Tool, available in Windows 11 and via the Microsoft Store allows you to select a portion of your screen and start video recording apart from taking screenshots. Record with the Snipping Tool (Windows 11) You can also manage your recordings through the Xbox Game Bar's "Capture & Share" settings. Stop Recording: Click the square "Stop Recording" button in the same Xbox Game Bar overlay to end the recording.Īccess Your Recordings: Your recordings get saved in the "Captures" folder, usually in the Videos library. Start Recording: Click the "Start Recording" button (a circle with a red dot). It allows you to access the recording features. While primarily designed for gamers, it includes a screen recording feature.Ĭonfirm Recording: When the Xbox Game Bar overlay appears, click the "Yes, this is a game" box. Press Windows + G: This keyboard shortcut opens the Xbox Game Bar. Here's how you can access and use this built-in feature: Windows has made it convenient to record your screen without the need for third-party software. Windows: How to Use Windows Built-in Screen Recorder? Whether you're using Windows or macOS, both offer native solutions for capturing your screen. ![]() Built-in Screen Recorders and Their Shortcutsīefore exploring third-party options, it's essential to understand and make the most of the built-in screen recording tools provided by your operating system. Let's begin by exploring our pre-installed screen recording tools and their corresponding keyboard shortcuts. ![]() Welcome to The Ultimate Guide on the 5 Best Screen Recording Software in 2023. Transforming Screen Recordings into Tutorials.5 Best Screen Recording Tools for Windows and Mac in 2023.macOS: How to use macOS's Native Screen Recording Tool?.Windows: How to Use Windows Built-in Screen Recorder?.Built-in Screen Recorders and Their Shortcuts. |
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